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Link Round-Up: Stay Smart with this Student Finance Advice

We often think lessons of personal finance are best learned through personal experience. But there’s a whole world of personal finance (PF) bloggers who are gracious enough to share from their wealth of knowledge and help you make the right financial choices before you make poor ones. This compilation of links to some of these authors’ recent posts about finances for students provides more than just a starting point–it’s enough to help you through the long haul of insanity that is college.

Get a look at the big pictures with articles by Adam Goodman and Tough Money Love about the basics of personal finance and the history of debt students earn from college (It’s not pretty). Next, Trent at The Simple Dollar writes for his young relatives about the choices he made in college and how, in retrospect, he would have done things differently. Jim at Bargaineering gets into the nitty-gritty, discussing a great number of good steps students can take to maintain their wealth but keep their focus on schoolwork. Still, most college students need to take jobs, and NCN at NoCreditNeeded shares some great ideas about getting out of the stressful rhythm of living from paycheck to paycheck.

Enjoy these articles, and check out the additional links at the bottom for more information.

-Andrew

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Why don’t young people care about finances?

Many young people aren’t interested in financial management, and who can blame them? The name alone must scare people away. It sounds intimidating, but it’s an important topic that needs to be taught at an early age. And therein lies the problem…It needs to be taught, but it often gets left at the sidelines until it’s too late. (fivecentnickel)

The College Student Debt Machine: A National Disgrace

(O)ur colleges and universities have not received enough of the blame for promoting student loans as “good debt” and for making students and parents alike feel all warm and fuzzy about going off to college riding on a staggering pile of loans. (Tough Money Love)

Seven Huge Financial Mistakes I Made During My College Career

Over the last few weeks, I have been reflecting on how many members of my rather close extended family are either near high school graduation or in college right now. They have so many great opportunities ahead of them in the next few years – and so many chances to botch things up, too. Stephen, Brittany, Robert – these are some of the stupid things I did in college that I wound up regretting financially for years. In some ways, I’m still suffering from the repercussions. Don’t do the same. (The Simple Dollar)

40 Money Tips for College Students

One thing I wish I had when I started college was a list of thing I had to do for my finances like I did for my academics. College is where you set many of your life’s foundations. Whether it’s spiritual, physical, academic, or financial, your foundations are laid in your youth but set when you’re in college. I was fortunate enough not to make too many missteps and managed well enough, but I wish I had a list… so I wrote one, I hope it can help you whether you’re starting college or just starting over. I hope it helps. (Bargaineering)

10 Steps To Escaping The Paycheck to Paycheck Cycle

For the first fifteen years of my adult life, I lived paycheck to paycheck. In April of 2005, I got sick and tired of being sick and tired, and I decided to do whatever it took to escape the paycheck to paycheck cycle. Here’s what I did…(No Credit Needed)

Additional Links:

- Paul Michael over at Wise Bread suggests to look for textbooks on CampusBooks.com and BigWords.com “two powerful search engines devoted to scouring multiple books sources at once.”

- Studenomics wants to show you that “certain assumptions are simply false and that there are more choices than ever” in his two part article “Dispelling Common College Personal Finance Myths.” (pt 1 at Lazy Man and Money, pt. 2 at Studenomics)

- And, finally, the folks over at Mint.com expect to reach 1,000,000 users by the middle of March. (Congratulations, y’all!!!) To celebrate, they’re going to pay off the credit card debt of that millionth user, up to $2,000. Check out their post about it here and if you’re interested, sign up!

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